VA home loans have impressive rates and terms, making them some of the most desirable mortgage loans to apply for. Curious as to what it takes to get a veteran home loan? Here's everything you need to know to get started.
You'll need a document that confirms that you meet VA home loan requirements. This document is called a VA Certificate of Eligibility (COE). It's an official document that proves that you are an active-duty military member, a veteran, a National Guard or Reserve member, or a surviving spouse of someone who served in the military in that capacity.
While you're able to apply for a VA loan without a certificate of eligibility, you'll need to provide it before the home loan can close.
Fortunately, getting one from the Department of Veteran Affairs is easy.
The fastest way to obtain the certificate is through a VA-approved lender as they have access to an internet-based application that can issue the certificate "on the spot."
You can also download the "determination of loan guarantee eligibility" form and take it to the lender for processing.
Usually, the only info lenders need to get the certificate through the VA database is standard personal info. But some instances will require additional documentation. In that case, the lender will send the necessary documents directly to the VA to process.
The type of docs you need to provide for a certificate of eligibility depends on whether you're a veteran, service member, active or discharged National Guard or Reserve member. According to the VA website, here's what you'll need:
For the most up-to-date information on eligibility for veteran home loans, please contact us or visit the official VA website.
We've been helping customers afford the home of their dreams for many years and we love what we do.
13821 Newport Ave
Tustin, California 92780
Phone: (888) 505-3809
taharrkafinancial.com strives to ensure that its services are accessible to people with disabilities. taharrkafinancial.com has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
taharrkafinancial.com makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows taharrkafinancial.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
taharrkafinancial.com accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
taharrkafinancial.com continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on taharrkafinancial.com website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on taharrkafinancial.com website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: email@example.com